Best way to go about getting a Bank Loan

You are asking for a lot of money, and the bank is very likely to ask for security, as well as proof that you (your business) will be able to afford the repayments. They won't chuck you out though, and they will be able to explain exactly what they need from you. What you need to remember is that, provided you actually meet your repayments, they will be making a lot of cash, and that you are the customer. So they will treat you with respect. However don't be disheartened if they say no. The manager you meet might be able to guide you in the right direction on how to improve or alter your plan, or how else to raise finance. It is worth asking for as much advice as possible when you have them in front of you. Oh yes - and please say to the bank staff who is booking your appointment how much you are looking at, or you will be sat in front of someone without the right lending authority, who then can't make decisions! Best of luck! Anna (ex bank staff, however not in business banking..) There is something called the small firms loan guarantee scheme as well which is worth investigating. Not all bank managers know about this one, but they can all do them for you. I don't know a lot about it myself either, but I am sure you can find out more before your appointment.