Chip and pin

We use 123send, they have provided us with a terminal that works of a mobile phone signal which works fine most of the time but can play up if the phone signals bad.

You have an option to pay monthly (around £25) on a 3 year contract (£50 set up fee) or a short term contract (£24 per day). Youll need a merchant account also, we just used our existing mail order account. The only other charges are transaction charges (as per agreement with merchant account provider) and reciept rolls etc).

We signed up to the federation of small businesses for the sole purpose of getting a mobile terminal as you can get a discount of £2.50 a month and a reduced set up fee of £25.